the don’t be broke blog

Cold weather is here to stay, well at least for the next several months. Spring is but a dream away, but for now you have the present of ever increasing energy costs and colder weather in the months ahead. Plan now for chilly temperatures and spend a little to save big. Laying down a little […]

If you’ve noticed an uptick in engagement announcements on Facebook recently, it’s not all in your head — engagement season is a real thing. But if you’re thinking about proposing to your own partner, you’ll want to make sure you’ve talked through the practical side of things first. “You’ll want to have really good, open […]

Any amount of debt can seem overwhelming, depending on what your income is or how much debt you’re comfortable having. If you’re feeling in over your head, it’s time to start looking for help to get you out of debt and back on track. When it comes to digging out from underneath your debilitating debt, […]

Cellular phone bills remain an area where many people can trim their budgets. If you haven’t shopped around lately, there are many new options available. All the major networks sell wholesale minutes to MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals. I would also observe that smartphone […]

“Repossession” is probably the scariest word in the financial lexicon this side of “bankruptcy.” Basically, if you bought something with a bank loan and they have a lien on it, and you stop making payments, the bank can take it back. That means your car, or your house might not be your car or your […]

Dollar Loan Center is proud to present X 107.5 Holiday Havoc ’16. Two nights of amazing music. Just check out the lineup: Holiday Havoc Night 1 Blink-182 According to Rolling Stone, some of Blink-182’s top songs: Mutt: Going Away to College: All The Small Things: Adam’s Song: Damnit: Jimmy Eat World, Pierce the Veil, Weathers, […]

Credit cards are convenient enemies. Almost everyone has a bad story about late fees, unauthorized charges, or overspending. Not surprisingly, many pundits (and parents) have a knee-jerk reaction to credit cards: “Using credit cards is the worst financial decision you can make,” they shout. “Cut them all up!” What an easy battle cry for people […]

You know you have credit and you know you have a credit score. But, do you know how these things interact with each other? Do you know how they are used? We all have some vague idea, right? We get that it’s important and there’s basic information out there about doing this to increase your […]

If you are trying to cope with fears or anxiety about your finances, you may feel alone, but you’re not. According to a Google Consumer Survey hosted by Go Banking Rates, 62% of American families have under $1,000 in savings. And to add to that, 25% don’t have a savings account at all. With that […]

It’s October, and that means the holiday shopping season is officially upon us. It’s getting cooler outside as temperature come down, we’re scouring the internet for new holiday recipes, we’re making our list — and checking it twice! Holiday shopping can be a lot of fun, and a real budget breaker. So before you going […]