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How Loans Work

interest calculated

loan amount: $500
1 day
14 days
30 days

* please note: these are not payment amounts. figures shown represent the total interest you will pay with a bi-weekly pay frequency

** high-interest loans should be paid off as soon as possible to save money

How Do Installment Loans Work

24 Hour Returns. No Hassles. No Fouls. No Fees!

You can get an online loan funded between $100-$5000. We offer installment loans with flexible payment plans – YOU choose when your payments are due, based upon when you receive your paycheck. When you make your payment, something is always being paid towards your principal, saving you money on the interest being paid!

All you need to bring into us to process the loan is:

  • State issued ID
  • Proof of income/most recent paystub
  • Proof of address dated in the last 30 days

FOR INSTANT DEBIT CARD FUNDING: A working debit card is needed to deposit the money directly into your checking account. The funds will be deposited and available for use within seconds. Like all transactions with Dollar Loan Center these are confidential and secure.

*Instant debit card funding available with most major card providers.

FOR ONLINE FUNDING: A checking account is necessary for us to deposit money directly into your account. We will issue the funds transfer to your account immediately. It could take up to 24 hours for the bank to process that transfer. We take all steps to get the funds right into your account as fast as possible. From start to finish, this process is completely confidential and secure.

How Much Does a Loan Cost?

If you only need the loan for 3 days then you only pay 3 days worth of interest! Checkout how much a $500 loan costs above! At Dollar Loan Center, YOU are in charge of how much interest you pay! Be sure to pay it back as soon as you can for the best savings!

How To Make Payments:

There are various alternatives for repayment of your short-term loans:

With your installment loan, you can make your principal and interest payment, based upon the date you receive your paycheck, until your loan is paid in full. You can pay your installment loans all at once, make minimum payments, or increase your payments so that you can pay down your loan more quickly, reducing your interest fees. You can pay off your installment loans without any prepayment penalties. Our online members area allows you to see your account balance 24 hours a day, 7 days per week.

Disclaimer: Licensed by the Nevada Financial Institutions Division. Registered with the UT Dept of Financial Institutions according to the UT Consumer Code section 70C and Title 7. Loan charges are based on a 65-week, $500 loan with 31 bi-weekly payments of $42.42 each, and a final payment of $42.33 with an APR of 199.99%. The actual APR on your loan may be higher or lower, depending on the amount you borrow and the payment schedule. These calculations are based on an example of a typical bi-weekly loan. In this scenario, the customer has a bi-weekly pay frequency with his first pay day after 14 days from the loan date. The amount of the finance charge is $857.35. Please note, the aforementioned finance charge is the total amount of interest that would be paid if the loan is kept out for the full 65-week term and all payments made are the minimum payment and made on their scheduled due dates. Loans may be repaid early without penalty. Loan approval and loan terms are based on the lender’s underwriting standards and a review of the applicants’ creditworthiness. Applicants must provide proof of employment or reliable income and valid state issued I.D. Customer must meet the normal loan qualifications. To review loan qualifications visit us at Certain limitations may apply. Loans are subject to approval.

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