The Don’t Be Broke Blog

Safe Investing (Pt 2)

Welcome to Safe Investing Part 25. Nothing Rises ForeverFrom the S&P 500 to real estate prices, this little truism has proven itself over and over again. If there was ever a safe bet, this is it.6. If it Sounds Too Good to be True, it isHope and greed cau...

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How To Become A Millionaire (Pt 2)

Welcome to How To Become A Millionaire, Part 2!5. Make your money work for youIt takes money to make money, but that doesn't mean you need a lot to invest.Open an account with a mutual fund company that has no-load funds and low expense ratios. Build a di...

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How To Become A Millionaire (Pt 1)

How To Become A Millionaire (Pt 1)1. Develop a written financial planSaying you want to be wealthy isn't good enough. You need to come up with a workable plan and put it on paper. The written plan forces you to do something. Calculate what you need to ear...

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Saving For Retirement (Pt 2)

Here is a Household spending plan to save for retirement! Part 2Step 4 – Choose Your Spending Plan TargetsUse the Spending Grid Tool below to help you decide which spending categories you will target for reduced spending. For each numbered spending cate...

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Saving for Retirement (Pt 1)

Here is a Household spending plan to save for retirement! Part 1Step 1 – Set Your Retirement Savings GoalIf you’re still in your 20s, consider setting a savings goal of 10% of your income. If you’re in your 30s or beyond and don’t have a lot saved...

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Safe Investing (Pt 1)

Welcome to Safe Investing Part 11. Have a PlanThe old cliché is true. Nobody plans to fail, but many fail to plan. Having a comprehensive financial plan in place, understanding your goals, and proactively managing your investments are never bad ideas.2. ...

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Tips To Get Your Debt Paid Off ASAP (Pt 2)

10 tips to get your debt paid off ASAP (Pt 2)5. Sell any unnecessary itemsTake a look around your house. Is there anything taking up space that you really don’t need? Maybe there are some larger items taking up space such as unnecessary furniture that c...

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Tips To Get Your Debt Paid Off ASAP (Pt 1)

10 tips to get your debt paid off ASAP (Pt 1)1. List debts by interest rateList your debts from smallest to largest. Then, list them in order from highest interest rate to smallest interest rate. Since the one with the highest interest rate is costing you...

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Tips For Saving Money On Summer Bills (Pt. 3)

Welcome to Tips for Saving Money on Summer Bills Pt. 37. Turn Down Your Hot WaterIf you’re like many people, you crank up your hot water heater during the cold winter months because you love stepping into a hot shower. And you probably forget to reduce ...

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Ways to Invest $100 (Pt 4)

Welcome to Ways to Invest $100 (Part 4)Buy fractions of a share with StockpileNormally, you have to buy whole shares of a stock. Stockpile, however, lets you buy fractions of a share. If you have $100 and the company you want to invest in has a stock wort...

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