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What to Do When You Need a Small Loan

You need a few hundred dollars to cover an unexpected car repair, or perhaps you overlooked one of your bill’s due dates. Or, maybe you have an empty bank account, and it’s a week until payday. When you need a small loan, it’s essential to understand your options so you can apply for the best product that meets your financial needs. Here are some options to get you money ASAP.

Use Your Credit Card for a Cash Advance

Most credit cards allow you to take a cash advance to utilize your available credit. You can then use your advance for whatever expenses you need to pay. 

However, many credit card companies charge an upfront fee when you use your card for a cash advance. The fee may be a specific amount or a percentage of the amount you take. Most credit cards also charge a high-interest rate for cash advances, making them a costly source of money.

A cash advance isn’t a viable alternative if you don’t have a credit card or if your credit cards are maxed out. Applying for a new card takes a week or two, requiring time you don’t have. 

Ask a Friend or Family Member

If you have a friend or relative with extra cash, they may be able to lend you money. Borrowing money can strain some relationships, even if you promptly repay your small loan, and you may not be comfortable sharing the details of your financial situation. 

Need a Small Loan? Apply for a Signature Loan at DLC!

At Dollar Loan Center, we offer a small loan product known as a signature loan. Our loans are available for as little as $100 and go up to $5,000, making them ideal for covering unexpected expenses. 

We can approve your loan even if you have bad credit. All you need to provide is proof of your identity, income, and address. 

Our interest rates are affordable, and you only pay interest for the length of the period that you have the loan. For example, if you only need to borrow money for a week, you only pay a week’s worth of interest.

There’s no pre-payment penalty for paying your loan off early, and we don’t charge any upfront fees. 

Typically, we can process most loans in just a few minutes and deposit your money directly to your bank account or prepaid debit card. 

Do you need a loan for unexpected expenses? Call Dollar Loan Center at 866-550-4352 or visit us online to apply now!