Support Information:

Mon-Sat 8am-8pm (PST) · Sunday CLOSED

(866) 550-4352

Not Using Credit Cards Can Hurt Your Credit?

So you’ve sworn off credit cards eh? Saying so-long to crazy interest rates and fees! It’s all about you and your debit card from now on.

Let me tell you about a little hidden risk with that idea. Debit card transactions aren’t reported to the credit bureaus, so if you don’t use a credit card, you will have less of a payment history, which hurts your credit score over time.

Get out of the mind set that you’ll never need to borrow again. Your FICO score has a big impact on other factors in your life. It can affect your auto insurance premiums and whether a landlord will rent to you. Heck, even some employers check it when choosing a new employee.

To stay on top of your credit score you should keep a few credit cards in your wallet and use them every other month or so.

The DLC Bill Of Rights

This Is Our Promise and Commitment to You!

Apply Online Now!