the don’t be broke blog

How keeping careful track of your spending behavior is valuable. First, the idea that you’re tracking said information is often enough to nudge you to better behavior. During the periods when I’ve been serious about tracking my expenses I didn’t want to write down silly expenses in that notebook that I would just regret at […]

Here are Two Ways to Beat Frugality Fatigue. The reality is too many people who embrace frugality to improve their finances take on too much, too soon and end up burning up. Number 1: Set up targeted savings accounts for specific goals. If you are living frugally so you can save a large percentage of […]

As parents our number one goal is to raise our kids to be kind, compassionate human beings who can function in the world as independent adults but at kid’s age it’s essential that we also start teaching them how to become independent. This includes how to manage their money! Parents, you can use one old-school […]

Welcome to Safe Investing (Part 1) Number 1: Have a plan! The old cliche is true, nobody plans to fail but many fail to plan. Having a comprehensive financial plan in place understanding your goals and proactively managing your investments are never a bad idea. Number 2: Have a cash cushion. The emergency fund is […]

One of the biggest fears plaguing individuals approaching age 55 is whether they will have enough money to support or maintain a lifestyle they desire. Number 1: Analyze guaranteed income like pension and Social Security that could expose you to a shortfall. Overall you want to come up with the retirement plan and the first […]

Dollar Loan Center is here for real people with real credit issues. Banks judge you by your score. We’re looking for good customers who we can help get back on track. We even report favorable to your report if you pay on time. Step 1: Automate essential reoccurring living expenses. Let’s start with the basics. […]

At DLC we educate our customers about borrowing responsibly and we lead by example everyday by lending responsibly. Come in and speak to a loan specialist to see how we can solve your financial needs. How college graduates can get started investing (part 2) See where you can cut back. So you’re probably scratching your […]

At DLC we educate our customers about borrowing responsibly and we lead by example everyday by lending responsibly. Come in and speak to a loan specialist to see how we can solve your financial needs! How college graduates can get started investing, part one. If you just graduated college, first off, congratulations and as you’re […]

What is a credit score? When a consumer applies for credit lenders want to know what risk they’d take by loaning money. A credit score helps lenders evaluate a credit report. It is a number that summarizes credit risk, based on a snapshot of a credit report. Ultimately, credit scores influence the credit that’s available […]

You want to travel when other people are not travelling but when is that? The easy answer: When kids are in school! If you’re a parent that can be problematic but if you’re not that’s when you should be traveling. Go rogue. Make sure that the industry isn’t taking advantage of you. Right now we […]