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the don’t be broke blog

Safe Investing (Part 1)

Welcome to Safe Investing (Part 1) Number 1: Have a plan! The old cliche is true, nobody plans to fail but many fail to plan. Having a comprehensive financial plan in place understanding your goals and proactively managing your investments are never a bad idea. Number 2: Have a cash cushion. The emergency fund is […]

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3 Steps to Help Secure Your Retirement

One of the biggest fears plaguing individuals approaching age 55 is whether they will have enough money to support or maintain a lifestyle they desire. Number 1: Analyze guaranteed income like pension and Social Security that could expose you to a shortfall. Overall you want to come up with the retirement plan and the first […]

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3 Steps to Successful Budgeting

Dollar Loan Center is here for real people with real credit issues. Banks judge you by your score. We’re looking for good customers who we can help get back on track. We even report favorable to your report if you pay on time. Step 1: Automate essential reoccurring living expenses. Let’s start with the basics. […]

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How College Grads Start Investing (Part 2)

At DLC we educate our customers about borrowing responsibly and we lead by example everyday by lending responsibly. Come in and speak to a loan specialist to see how we can solve your financial needs. How college graduates can get started investing (part 2) See where you can cut back. So you’re probably scratching your […]

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How College Grads Start Investing (Part 1)

At DLC we educate our customers about borrowing responsibly and we lead by example everyday by lending responsibly. Come in and speak to a loan specialist to see how we can solve your financial needs! How college graduates can get started investing, part one. If you just graduated college, first off, congratulations and as you’re […]

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Understanding Credit Scores in 2018

What is a credit score? When a consumer applies for credit lenders want to know what risk they’d take by loaning money. A credit score helps lenders evaluate a credit report. It is a number that summarizes credit risk, based on a snapshot of a credit report. Ultimately, credit scores influence the credit that’s available […]

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Smart Ways To Save Money On Your Next Trip

You want to travel when other people are not travelling but when is that? The easy answer: When kids are in school! If you’re a parent that can be problematic but if you’re not that’s when you should be traveling. Go rogue. Make sure that the industry isn’t taking advantage of you. Right now we […]

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Don’t Pay Debts In The Wrong Order

If you resolve to pay off your debts that’s good but how do you determine which debts to pay off first? The answer can be different for everyone. Sometimes you’ll hear different advice namely some experts say you should pay off your debts with the lowest balance first even if they don’t necessarily have the […]

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8 Ways to Build Your Financial Self Esteem (Pt 2)

8 Ways To Build Your Financial Self-Esteem (part two). If you missed part one, we placed a link in the description section. #5: Walk right past your temptations. When I used to work in the city I would pass the coffee shop on the way to the office and I would frequently stop in for […]

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8 Ways to Build Your Financial Self Esteem (Pt 1)

#1: Pay off your credit card. You may be battling a giant monster of debt from credit cards, student loans, auto loans and more and you probably feel cruddy about it all but you can give yourself a little psychological boost by targeting one credit card and working to get that balance down to zero. […]

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