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the don’t be broke blog

How To Become A Millionaire in 2018 (Part 2)

#5: Make your money work for you! It takes money to make money but that doesn’t mean you need to have a lot to invest. Open an account with a mutual fund company that has no low funds and low expense ratios, build a diverse portfolio and you can reasonably expect to earn eight to […]

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How To Become A Millionaire In 2018 (Part 1)

How to become a Millionaire; Part 1 #1: Develop a written financial plan! Saying you want to be wealthy isn’t good enough, you need to come up with a workable plan and put it on paper. The written plan forces you to do something. Calculate what you need to earn and how to invest. The […]

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Band Together Sorting Party

CCSD Music Teachers, Channel 13 and DLC Employees gathered together to go through the massive inventory and create bundles and put packages together for future deliveries to schools. All right first up we want to check in with our producer, Julie Pyle, who’s been heavily involved in the Band Together initiative here at Channel 13. […]

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Dollar Loan Center & Stuff The Packs

Dollar Loan Center’s Stuff The Packs benefits Washoe County School District’s children in need. Your donation makes a difference in their lives. Thank you Dollar Loan Center and Stuff The Packs for your contribution to the Washoe County School District children in transition program. Children in transition program serves over 3500 students experiencing homelessness through […]

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CCSD Students Getting Instruments Through New Initiative

By: Dayna Roselli Originally Posted: 5:17 PM, Oct 8, 2018 https://www.ktnv.com/ Hundreds of Clark County School District students are getting the gift of music. Guitars, drums and keyboards are being delivered all over the valley, thanks to a new initiative called Band Together. 13 Action News teamed up with Dollar Loan Center to make it happen. […]

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Ways to Invest $100 in 2018

Here are a few ways to invest $100. #1: Betterment Betterment is part of the class of investment advisers that provide portfolio management online without the need for much human interaction, called Robo advisers. Instead of sitting down with a financial adviser and paying them for their time or pay them fees for your investment, […]

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Why You Can Be Denied for a Credit Card Even Good Credit

Here are a few reasons you can be denied for a credit card even with good credit. You don’t have an income. The Card Act of 2009 required card issuers to verify an applicant’s income and ability of repay. For that reason, someone without money coming in may struggle to qualify for a credit card […]

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Financial Steps to Take in Your 20’s

Here are a few financial steps to taking your 20’s that will safeguard your future. So you’re in your 20’s and hustling to make ends meet is second nature to you and you’re young so why bother putting any of that money aside for a rainy day right? Wrong! Now it’s the perfect time to […]

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How to Keep Track of Spending

How keeping careful track of your spending behavior is valuable. First, the idea that you’re tracking said information is often enough to nudge you to better behavior. During the periods when I’ve been serious about tracking my expenses I didn’t want to write down silly expenses in that notebook that I would just regret at […]

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Two Ways to Beat Frugality Fatigue

Here are Two Ways to Beat Frugality Fatigue. The reality is too many people who embrace frugality to improve their finances take on too much, too soon and end up burning up. Number 1: Set up targeted savings accounts for specific goals. If you are living frugally so you can save a large percentage of […]

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