Top 5 Tips to Lower Energy Costs This Winter

Cold weather is here to stay, well at least for the next several months. Spring is but a dream away, but for now you have the present of ever increasing energy costs and colder weather in the months ahead. Plan now for chilly temperatures and spend a little to save big. Laying down a little dough will not only pay…

8 Money Conversations Every Couple Should Have Before Getting Engaged

If you’ve noticed an uptick in engagement announcements on Facebook recently, it’s not all in your head — engagement season is a real thing. But if you’re thinking about proposing to your own partner, you’ll want to make sure you’ve talked through the practical side of things first. “You’ll want to have really good, open communication about where you currently…

3 Secrets to a Healthy Relationship with Money

Love and money: Two of the most complicated subjects in existence. To help you love your money more this year, here are three simple tips to embrace: Be grateful It can be easy to lose focus when it comes to your money. Whether you’re struggling to get your bills paid, stressing over retirement, or worried about your kids paying for…

How to Use Allowances to Teach Your Kids About Money

As parents, our number one goal is to raise our kids to be kind, compassionate human beings who can function in the world as independent adults. In the early years, we’re often focused heavily on those “kind and compassionate” terms. Our goal then is to teach kids not to hit, bite, or pitch fits. You know, to generally control their…

Four Ways to Tackle Overwhelming Debt

Any amount of debt can seem overwhelming, depending on what your income is or how much debt you’re comfortable having. If you’re feeling in over your head, it’s time to start looking for help to get you out of debt and back on track. When it comes to digging out from underneath your debilitating debt, there’s a sort of order…

Cheap Basic Cell Phone Plans on Every Network

Cellular phone bills remain an area where many people can trim their budgets. If you haven’t shopped around lately, there are many new options available. All the major networks sell wholesale minutes to MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals. I would also observe that smartphone improvements are slowing, such that…

Repossession: What It Means For You

“Repossession” is probably the scariest word in the financial lexicon this side of “bankruptcy.” Basically, if you bought something with a bank loan and they have a lien on it, and you stop making payments, the bank can take it back. That means your car or your house might not be your car or your house for much longer if…

8 Shopping Apps for the Best Deals

Shoppers have a problem. We get too many coupons and discounts thrown our way. It’s hard to sort through them all so we can locate the ones we actually want to use. Luckily, a slew of new (and some old) apps are here to help us with this dilemma. They curate the coupon pages for us. They make it easier…