Switch your wireless/internet/cable providers
If negotiating with your current company doesn’t get you the savings you want, it might be worth it to shop around for a better deal from a competitor. New customer agreements are often swayed heavily in your favor — just know how your bills will be affected after the introductory package expires. As long as you’re happy with the fine print, you could pocket extra savings. As an alternative, consider non-traditional options like streaming TV that can significantly cut your cable bill and other costs.
You can likely make progress with saving your money if you take random steps along the way. But you’re far more likely to see tangible growth — both in your habits and your bank account — when you set goals you can work toward. Maybe your goal is to build up an emergency savings account this year. Or perhaps you’d like to have enough money to pay all of your bills on time each month. Maybe you’d like to grow your retirement accounts or save for an upcoming trip without relying on credit. Whatever your goals are, write them down and follow best practices for keeping them. That way, you’ll be able to track your progress along the way.