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the don’t be broke blog

Finding The Right Credit Card (VIDEO)

Step 1: Let your approval odds guide you. Before you can pick out the specific card you want, you’ll need to know where you stand credit-wise. Make sure your credit score is up-to-date then check out the cards recommended for your credit score range. Step 2: Do the research. Choose two to three credit cards […]

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Ways to Save In 2017 Pt. 4 (VIDEO)

Switch your wireless/internet/cable providers If negotiating with your current company doesn’t get you the savings you want, it might be worth it to shop around for a better deal from a competitor. New customer agreements are often swayed heavily in your favor — just know how your bills will be affected after the introductory package […]

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Ways to Save In 2017 Pt. 3 (VIDEO)

Start or increase contributions to your 401(k) If you’re not taking advantage of your employer’s 401(k) matching, you’re doing something wrong. Know how much your employer matches, and resolve to put aside at least that percentage of your paycheck to get that free money. Whether you’re using it, your HR department is likely adding that […]

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How to Stop Living Paycheck to Paycheck (VIDEO)

The number one way to stop living paycheck to paycheck is to track your spending. This allows you to monitor wasteful habits, to stay within your set budget, and help you determine how much you can save at the end of each month. After tracking your spending for a couple months it’s time to set […]

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Ways to Save in 2017 Pt. 2 (VIDEO)

  #3: Make saving automatic You might not have the self-discipline to set aside a portion of your paycheck every month for savings. So, make your contributions automatic. Banks often offer free services that will transfer a fixed amount of money from your checking to your savings account every month. Or, ask your HR department […]

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Ways To Save In 2017 Pt. 1 (VIDEO)

Doing some spring-cleaning this year? Don’t forget to tidy up your savings, too. Follow these top savings tips to get your financial house in order. Start saving now! Shop Bank rate for the best money market rates. No. 1: Set a savings goal Start by setting a savings goal. It should be measurable, achievable, realistic […]

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We Charge Half

At Dollar Loan Center we charge less than our competition and we Guarantee it. In fact we charge half of most are payday lenders. Make sure to check out the rates of those other guys. Then visit www.dontbebroke.com to see how much you can save. Our interest accrues daily so if you only need the […]

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Ways to Save $1000 or More (Pt. 2)

Here are a few ways you can save a grand a year. 5. Skip restaurant meals A family of three will have hard time spending less than $50 at a sit down restaurant. You can cut $2,600 a year skipping one meal out once a week. Fun at home options like taco night or make-your-own-pizza […]

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Ways to Save $1000 or More (Pt. 1)

Here are a few ways you can save a grand a year. 1. Switch your coffee shop Making coffee at home saves the most money. If you enjoy the experience of visiting a coffee shop as much as coffee itself, substituting a $5 cup for a $2 cup of coffee seven days a week, you’ll […]

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7 Budgeting Tips For College Students (VIDEO)

Learning to manage money and create a budget can be difficult for college students. Here are 7 budgeting tips that can help college students create better financial freedom during these budget-tight years. 1. Be realistic about your budget Be honest and realistic. Know positively what you have coming in, going out, and where you can […]

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