Dollar Loan Center has launched a new website with increased functionality and even more convenient options than before. The site, located at www.dontbebroke.com, now offers customers the ability to complete an entire loan transaction online including the application and transfer of funds directly into a checking account or prepaid debit card.

“This is one more step in our mission to provide the easiest and most convenient options for short term loans in Nevada, Utah and South Dakota,” said Chuck Brennan, CEO of Dollar Loan Center. “Now you can complete a loan application on our website, and if you are approved the funds will be transferred to either your checking account or a prepaid Dollar Loan Center debit card.”

Brennan said the new site was designed to give customers convenient options for applying for and managing their short term loans. “Many of our customers enjoy visiting our stores and having a personal connection with Dollar Loan Center staff. Others prefer to complete their entire transactions securely online, from applying and funding to making their payments. All aspects can be completed online from the comfort of your home, office or smart phone.”

The website now includes more information on Dollar Loan Center as well, including its current social media contests and an easy-to-navigate store locator. The site is also home to Dollar Loan Center’s blog, which includes the company’s many charitable activities and tips on money management.

“We are our clients’ financial partners and take that role very seriously,” said Brennan. “The new Dollar Loan Center web site offers information on a variety of financial topics, as well as helps manage your loan and payments.”

Dollar Loan Center is the largest provider of short term credit Services in South Dakota and Nevada with 50 Dollar Loan Center locations throughout the two states and Utah. The philanthropic stores support dozens of organizations including Las Vegas’ favorite charity, Opportunity Village, and Alice and Sheryl Cooper’s Solid Rock Foundation, among many others. Brennan himself is one of Nevada’s most recognized philanthropists, giving nearly $500,000 annually to charities across the country.

In 2007, Entrepreneur Magazine listed the company among its “Hot 500” Fastest Growing Businesses and Entrepreneurs.” For more information, visit www.dontbebroke.com.

The Internal Revenue Service is giving some help to taxpayers battling to cover their taxes as a result of unemployment or a substantial loss of earnings.The agency said Wednesday it’s going to give certain taxpayers a six-month grace period on “failure-to-pay” penalties, that are typically assessed every month a person is late paying their taxes.

With no grace period, a person who’s late paying their taxes initially incurs a fee of 0.5% of the government tax bill. That fee could increase the later they become — having a cap of 25%. However some taxpayers won’t incur any fees until Oct. 15.

Despite the fact that taxpayers won’t get hit with the penalty, they are going to still accrue interest throughout the six-month period. During the period of one year, that comes down to about 3% of the annual government tax bill.

Taxpayers who are eligible for this grace period will need to have been unemployed for 30 consecutive days or longer during 2011 or 2012 — up to the April 17 filing deadline this year. Self-employed taxpayers who saw their business income drop 25% plus because of the economy will also be eligible.

It comes with an income limitation, however. Married taxpayers who file jointly cannot claim income that exceeds $200,000, while a person who files as single or head of household cannot exceed $100,000 in income. Those people who are still qualified for the relief will have to complete Form 1127A, located on the internal revenue service website.

On top of the penalty relief, the government is allowing more taxpayers to spread out payments on their own tax bills. Taxpayers with bills up to $50,000 are qualified for installments — up from a previous cap of $25,000. Plus the taxpayers aren’t forced to file a fiscal statement to complete the task.

Taxpayers who owe in excess of $50,000 still have to complete a Collection Information Statement to be able to qualify.

The Internal Revenue Service also boosted the highest installment term to 6 years, up from 5 years. Taxpayers entering these new installment agreements have to enroll in monthly direct debit payments. And interest rates are still charged on the outstanding balance.

The brand new efforts announced Wednesday are an expansion of a continuing effort that began in 2008 targeted at helping taxpayers who sadly are struggling to cover their taxes.

1. Focus first around the goals and objectives which matter.

In order to complete primary goals, you will frequently have to put desirable but less important ones to the side.

2. Put time in your corner.

The most crucial ally you’ve got in reaching your goals is time. Money stored in interest-earning savings accounts or placed in bonds and stocks will grow and compound. The more time you’ve got, the greater chance you might have of success. How old you are is an important factor – younger people (that have a longer period to build up their retirement) can invest in a different way compared to more mature people. Usually, younger people will take bigger risks than seniors, given their lengthier investment horizon.

3. Choose very carefully.

In creating your set of goals, you need to search for things which can help you feel financially secure, happy or fulfilled. A few of the things that end up on such lists include creating a crisis fund, eliminating debt and paying kids’ tuitions. After you have the checklist together, you should rank those things in order of worth.

4. Include members of the family.

For those who have a spouse or companion, make sure that person is a part of the goal-setting procedure. Young people, too, need to have some say in goals which affect them.

5. Begin right now.

The more time waiting to recognize and start going after your goals, the more difficulties you will have achieving them. Additionally, the longer you procrastinate, the longer you delay the benefit of compounding your hard-earned money.

Several years back, the man who had been running the IRS revealed that he suspected an incredible number of tax payers overpaid their taxes every year by missing just one of many tax deductions that most of the general public doesn’t know about.

This week we will touch on a few of those deductions so that you can cut your taxes by claiming many of the breaks you are entitled to including some you might have forgotten about or never even knew about.

First up, State Sales Tax.

Even though all taxpayers are eligible for this write-off, it’s a good idea mainly for individuals who live in states that don’t impose revenue tax. You have to pick whether or not to deduct state and local income taxes or state and local sales taxes. For the majority of residents in income tax states, the income tax paid is often bigger than the sales tax, therefore the income tax deduction is in reality a much better deal.

The Internal Revenue Service has tables that indicate just how much people of different states can deduct, depending on his or her revenue and state and local sales tax rates. However, these tables may not but the end all, be all. Let’s say you purchased an automobile or boat, you’re able to add the sales tax you paid for the total amount shown on the IRS table for your state.

The same thing goes for virtually any homebuilding materials you bought. These additional products are very easy to miss, but higher price items might make the sales tax write-off an even better deal even though you may reside in a state which has an income tax. The IRS website features a calculator on it to assist you figure the tax deduction.

Charles Brennan, founder and CEO of Dollar Loan Center, will join “Brand Like A Rock Star” author Steve Jones for the launch of his new book and panel discussion about branding this Friday, October 7 at the Hard Rock Hotel in Las Vegas. The launch party and discussion will be held from 4-6 p.m. and is open to the public.

Charles Brennan will be joined on the panel by Brand Marketing founder and CEO Virginia Martino. The two will discuss their own Rock Star branding strategies. Brennan founded Dollar Loan Center in 1998 and now has 48 stores in Nevada, Utah and South Dakota. He also founded Loan Shack in 2009 which offers cash loans in 17 states across the country.

“Branding Dollar Loan Center as the best short-term lender in the country has been a priority since we opened our first store in 1998,” said Charles Brennan. “Most people I meet for the first time sing me the Dollar Loan Center jingle and we have been smart enough to utilize that brand recognition in all of our new marketing campaigns.”

“I had the privilege of reading ‘Brand Like A Rock Star’ and was so impressed with it,” said Charles Brennan, a long-time fan of rock music and personal friends with many of rock’s top bands. “It almost seemed like he wrote it about me and how I have Branded Dollar Loan Center over the past 13 years. Steve really knows what he is talking about and is a great public speaker.”

Author Steve Jones will be celebrating the launch of his new book “Brand Like A Rock Star” at the event. The book reveals the core marketing and branding strategies behind the success of the world’s greatest bands. Tickets are $28 and available by calling the Hard Rock Hotel box office at 800-473-7625.

In addition to his business enterprises, Charles Brennan is one of Nevada’s most recognized philanthropists, giving thousands to local charities every year. His giving in Las Vegas has included the Henderson Little League, which was able to resume operations for the 2011 season with a $10,000 donation from Charles Brennan. He sponsors several campaigns every year for Opportunity Village that give the organization more than $15,000 and supports food and donation drives to benefit the community.

Dollar Loan Center is a premier provider of signature loans in 48 locations throughout Nevada, South Dakota and Utah. The company and its employees give to dozens of organizations in Nevada. In 2007, Entrepreneur Magazine listed the company among its “Hot 500” Fastest Growing Businesses and Entrepreneurs.”