The amount of individuals who do not have bank accounts is rising, as numerous households use other ways of obtaining cash — like prepaid cards, cash advance loans, pawnshops and check-cashing services.

Almost 10 million, are lacking a bank account, as outlined by study results published Wednesday via the FDIC. That’s up from 7.7%, or about 9 million households, in 2009.

Bankrate.com, stated that checking accounts can be expensive for many consumers — particularly those living paycheck-to-paycheck who can’t fulfill minimum account balance conditions and get struck with service fees or those people who are continual overdrafters.

Along with the one out of twelve Americans who do not have an account with a bank, there exists a group of people called the underbanked. They are individuals who have banking accounts but who still use other ways of obtaining money — possibly since it is quicker to utilize an alternative or simply because they think banks can come with higher fees. About one out of every five households is recognized as underbanked, which represents 20.1%, or 24 million, U.S. households.

Overall, more than one in four U.S. homes, or 28.3%, are already unbanked or underbanked.

Are you un or underbanked? If so, Dollar Loan Center has several options for you. First, our short term signature loans do not require a checking account or any form of collatteral. Second, we offer a CashPass Prepaid MasterCard that you can use just like any other MasterCard holder in shops and ATMs anywhere Debit MasterCard is accepted.

Stop into any one of our 63 locations throughout California, Nevada, South Dakota, or Utah today and find out how we can help you.

Dollar Loan Center CEO Charles Brennan loves the Oakland Raiders. The long-time fan shared his enthusiasm for the team with one of his favorite local charities, Opportunity Village, this month in a new fundraising campaign.

“I want everyone to be as excited as I am about Raiders touchdowns, so I committed $100 for every touchdown the team scored during the regular season,” he said. “It was a great way to cheer on the team and raise money for this great organization.”

The Raiders scored 38 touchdowns during their regular football season, netting $3,800 to Opportunity Village. The donation follows a $15,000 donation Brennan made at the conclusion of Dollar Loan Center’s annual “Heat Is On” campaign in conjunction with Fox 5 News in Las Vegas.

“When you give from the heart, it can be a fun and rewarding experience,” said Linda Smith, chief development officer and associate executive director for Opportunity Village. “Charles and Dollar Loan Center set a great example for others to find fun ways to give. We appreciate him and all that he does for our organization.”

Brennan is a well-known philanthropist, giving more than $200,000 every year to deserving charities across the country. His local efforts include support of Opportunity Village and the Henderson Little League, among many others.

Opportunity Village is a not-for-profit organization that serves people with intellectual disabilities. It provides them with vocational training, employment and social recreation services. Every month, Opportunity Village helps more than a thousand people with disabilities learn vocational skills, get jobs, pay taxes and live more fulfilling lives.

Dollar Loan Center is a premier provider of payday loan alternatives in 48 locations throughout Nevada, South Dakota and Utah.  The company and its employees give to dozens of organizations in Nevada.

Dollar Loan Center is the largest provider of short term credit services in South Dakota and Clark County (Las Vegas) Nevada. In 2007, Entrepreneur Magazine listed the company among its “Hot 500” Fastest Growing Businesses and Entrepreneurs.” For more information, visit http://www.dontbebroke.com.

Dollar Loan Center has opened its fifth Utah store in Syracuse today. The store is located at 1588 S., 2000 W. and open Monday through Friday from 9 a.m. to 6 p.m., Saturday 9 a.m. to 4 p.m. and closed Sunday. Dollar Loan Center provides its customers with short term signature loans in Utah, South Dakota and Nevada.

“We are happy to be a new member of the Syracuse community, providing jobs and getting to know its residents,” said Charles Brennan, CEO of Dollar Loan Center. “The store is conveniently located in the heart of Syracuse, near many shopping and dining options including the Wal-Mart Superstore. If you are interested in learning more about short term signature loans, I encourage you to stop by the store and find out how we can help you.”

This is Dollar Loan Center’s 49^th store in Nevada, South Dakota and Utah. The company employs people throughout Utah at its West Valley, Holladay, West Jordan, Draper and Syracuse locations.

“All Dollar Loan Center stores are designed to offer customers friendly services in a comfortable and relaxed environment,” said Brennan. “Our knowledgeable staff can answer any of your questions and help you find the best solution for your short-term financial needs.”

Dollar Loan Center is a premier provider of short term signature loans in 49 locations throughout Nevada, South Dakota and Utah. In 2007, Entrepreneur Magazine listed the company among its “Hot 500” Fastest Growing Businesses and Entrepreneurs.”