Got Questions? We Can Help!
Here's a few easy ways for you to get some quick answers.
A cash advance is an unsecured, short-term cash loan to help you until your next payday. Customers choose cash advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At www.dontbebroke.com , apply online for short term loan and your advance will be electronically deposited to your checking or savings account.
No! Dollar Loan Center is the leading authority in rapid cash loans for people with many types of credit scores. We’re not like the standard bank only able to lend to individuals with a perfect credit score. Although we desire to assist absolutely everyone who applies, there are actually some circumstances that might prevent us from being able to approve a short term loan. You will find on our FAQs page, we do our very best to find a method to assist you whenever possible. A credit score does not have an impact on a short-term loan or signature loan.
Outstanding! That is definitely a perfect fit for Dollar Loan Center. We will only charge interest for the amount of time you need to have the money. ! You only pay interest the days that you have the loan. Our FAQ page tells you there are never any upfront fees. This is a much better deal than a payday loan where you would pay the same up-front fee, whether you need the loan for 6 days or 14 days.
Yes. However, we’re not looking for a perfect credit score to receive a signature loan or short term loan. We do want to make sure that we are lending responsibly and protecting all parties involved from fraud on their signature loan.
You can apply and receive funds, completely online. A checking account is necessary so we can deposit cash directly into your account. If you use our Pre-paid cards rapid funding can occur instantly. If you do not have a checking account, you will come into one of our stores to pick up your short term loan cash. With 76 locations throughout California, Nevada, South Dakota, and Utah, finding a store closest to you is easier than ever! See our locations page to find the store closest to you to get signature loan funding.
Normally, we can process short term loan or a signature loan for first-time customers in 30 minutes or less. If you’re an existing customer, processing a short term loan normally takes less than 5 minutes.
Each customer situation is different and the actual amount that we can lend can only be determined by fully processing the loan application, but we do make every effort to get you the amount that you request.
Absolutely! As your income improves and as you develop a good payment history your credit line may increase. Additionally, good payment history might affect your credit score, a short term loan can have great benefits.
We are available any time you need financial assistance between pay periods. We encourage all of our customers to use the short term loan or signature loan responsibly keeping in mind that a signature loan is a short-term solution to an urgent cash need; they should not be used repeatedly to deal with frequent budgeting issues, or to increase a credit score.
No. Unlike a traditional payday loan, Dollar Loan Center’s short term loan doesn’t hold checks or require any collateral for you to get a loan.
Dollar loan Center’s short term loan or signature loan don’t require you to have a checking account in order to establish a credit line. The only time a checking account is required is when you apply to qualify for funding online.
Dollar Loan Center offers a competitive interest rate. We comply with all state and federal laws. We guarantee to beat the rate of any “Payday Loan Company” in your area. If we can’t, your loan interest is free. Check out the Dollar Loan Center Guarantee and contact the store nearest you for more signature loan information.
No, if you have established your credit line with us within the last 12 months, all that you have to do is bring in your most recent paycheck stub and we can process you a new cash advance in minutes.