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Welcome to Financial Education 101

Let's cover the basic strategy to smart money management.

Financial Education

The DLC Guarantee

We believe that financial literacy is extremely important to our customers and we want to make sure that you have enough information to make educated budget management decisions.

Financial FAQs, Bad Credit Loans, Credit Score, Financial Advice, Budget Management

At Dollar Loan Center, we believe that financial education is extremely important to our customers and we want to make sure that you have enough information to make educated budget management decisions. Budget management is a practice that is learned, very seldom being an automatic habit for many of us. We do not offer financial advice. However, we understand the benefits of short term loans and strongly support responsible borrowing and lending practices.  Understanding credit scores, their purpose, and how to increase your own credit score can result from using your Dollar Loan Center’s loans and repayment practices responsibly.

We know that life doesn’t operate on a schedule and it certainly isn’t in sync with your paychecks! Cars malfunction, people get sick, water heaters break. It doesn’t matter what your income is, anyone can come up short. Our short term or bad credit loans online application option is here 24 hours a day, 7 days per week assisting you with any of your cash needs.  We offer short term or bad credit loans, with no upfront fees, lower interest and payments that fit your lifestyle, making us the leader in the Short Term Loan service industry.

Please visit our Dollar Loan Center FAQ page for general short term or bad credit loan questions. Additionally, you are always welcome to visit one of your nearest Dollar Loan Center locations with any of your short term or bad credit loan questions. Our professional and courteous staff is committed to offering you the very best solutions to resolve any of your short term loan needs. We encourage our borrowers to pay back their short term loans quickly to relieve chances of long term debt.

Please contact us with any further short term or bad credit loans questions, comments, or concerns you have, or find your Nearest Location.

Dollar Loan Center Advocates Financial Education

Dollar Loan Center is committed to the entire process of lending our short term or bad credit loans to our customers. Taking out a short term loan, reviewing your credit scores, making payments on time, and paying off early increases and strengthens your credit scores and worthiness. A continuous cycle can alter your financial picture in a positive way.

Below are a few links to some online financial services that you can use to help you manage your personal finances.

Understanding Your Credit Score
Do you know what it takes to earn a strong credit rating? MyFico.com has all your answers right here!

Make Budgeting Easier Than You Thought
Mint.com brings all your financial accounts together online, automatically categorizes your transactions, lets you set budgets & helps you achieve your savings goals.

Cash Management Information
MyMoney.gov is the U.S. government’s website dedicated to teaching all Americans the basics about financial education.

Get Access to Free Credit Reports
Request your free annual credit report. It’s quick, easy, and secure.

Free 90 Day Trial to CFEF’s Online Financial Education Platform
MyStartingPoint.org is a web-based, self-directed educational tool that provides users with engaging, quick-paced lessons about managing their finances.

Apply Online

Apply online.

Apply online and you can get funded in a local store or through direct deposit.

Apply Now
Apply In-store

Apply in person.

Our rates are among the lowest in the industry and we guarantee to beat the rate in your local area.

Find A Location
Call Us

Talk to a specialist.

Got questions? Check our support center or speak with an online specialist, we can help!
Call 1-866-550-4352

Hours of Operation for Customer Service

7am-10pm Monday-Saturday (PST)


8860 W. Sunset Road Las Vegas, NV 89148

© 2012 Dollar Loan Center. All rights reserved. Signature Loans are a Payday Loan Alternative and can also be referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans.

Dollar Loan Center utilizes traditional credit checks as part of the signature loan approval process. Also, Dollar Loan Center and third party lenders may, at their discretion, may verify application information by using national databases, including but not limited to Teletrack, that may include information relating to previous cash advance transactions that Dollar Loan Center or third party lenders may take into consideration in the approval process. Additionally, Dollar Loan Center does not obtain a credit score used in the underwriting process for signature loans. Requesting these credit checks may affect your credit score.

Actual loan amounts vary. See our State information pages for specific information and requirements.

Customer Notice: A short-term loan should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

(OAC) stands for On Approved Credit

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

Instant loan funding and other same day funds are not available in all states and are available only to eligible customers. Restrictions may apply.

Dollar Loan Center is currently operating in: Nevada, South Dakota, and Utah.

IMPORTANT INFORMATION ABOUT ACCOUNT OPENING PROCEDURES: In order to help the government fight the funding of terrorism and money laundering activities, Federal law requires that we obtain and record information that identifies each person who opens an Account. To process your application, we must have your name, street address, date of birth, social security number and other identifying information, and we may ask for identifying documents from you as well such as a driver’s license.